I am convinced that Cloud Insurance is the best insurance software available. It offers great user experiences, enables us to automatically optimise our claims journey, and give self-administration access to our partners.
Features
When building our end-to-end insurance solution, we put flexibility and scalability at the forefront. With a sturdy architecture that enables growth, managing policies and claims has never been this easy.


What features are important to you? Navigate using the arrows to learn more.
What features are important to you? Swipe and learn more.
Core features
Core features
- Great user experiences across the board, distilling complex to simple
- Fine-grained access control levels
- Online sales and claims reporting solutions, including a full-fledged My Account feature
- Off-the-shelf integrations through our standardized datadumper and our REST API
Data utilization
Data utilization
- Extensive logging of all activities – captured and churned to help you stay compliant
- Powerful reporting engine with customizable templates
- Insights module visualizing key trends and KPIs
- Keep track of all changes and edits
Policy management
Policy management
- Advanced and highly maintainable premium calculation engine
- Auto-generated, customized policy documents
- Keep track of all changes, edits and cancellations, powered by our powerful timeslicing concept.
- Transaction based handling of invoices and payments
Claims handling
Claims handling
- Flexible claim forms with customized fields, languages, white-labeling and more
- End-to-end from claim report to reimbursement and reporting
- Automate the activities you would like – with rules or machine learning predictions
Financials
Financials
- A complete ledger with append-only transactions. Keep track of both premium to be paid, as well as payments and refunds.
- Multiple payment providers and recurring payments supported out-of-the box, including Stripe and Braintree for cards, and SEPA Direct Debit.
- Multiple payers per policy (use case: distribution partner pays base premium, consumer pays for upsells).
Easy product setup
Flexible product engine
- A complex, but generic, underlying data model to build different products in a maintainable and robust manner.
- Powerful partner-product combo builder, to quickly define deviations of your products to your partners.
- Support for dynamic policies, with external data sources as pricing input, and fluctuating premiums on the same policy.
Reporting
Reporting
- The underlying premise: good data quality lets you report on what you need, also retroactively.
- Data portability via our full-fledged REST API.
- Speedy report generator producing pivot-friendly Excel files with proper data types.
- Report automatically or give the correct access to your carriers, distribution partners and others.
To demo
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Plug and play! The following insurance products are ready out of the box:
Travel insurance
Pet insurance
Dental insurance
Short term income protection
Ready for the future
Want to use IoT sensor data in premium calculations, make premiums fluctuate over time, offer monthly subscriptions? You may not necessarily use all our exciting features from the get-go, but you should choose an insurance system that have you covered for the future.
Built for affinity
Affinity, partnerships and new distribution strategies represent great opportunities in the insurance industry today. Give your partners access to their own customer database, products, pricing, reports, documents, and branding. You can even mix partner and end-customer payments.
Product and pricing
The product and pricing engine is robust and heavy-duty. Yet it is remarkably simple to configure new products and pricing.
You are not locked in
We provide awesome APIs and integration options so all your systems can communicate frictionless.
End to end! With the full cycle in one system you can continously and seamlesly evaluate and improve your products.
End to end! With the full cycle in one system you can continously and seamlesly evaluate and improve your products.
User experience is in the center of development
Consumers are expecting more tailored products, simple claims processes and faster feedback. Cloud Insurance enables you to have self-service platforms and a seamless customer experience across digital all channels.
User experience is in the center of development
Consumers are expecting more tailored products, simple claims processes and faster feedback. Cloud Insurance enables you to have self-service platforms and a seamless customer experience across digital all channels.
Without borders
Cloud Insurance is used to serve the local insurance market in over 20 countries in five continents. We take pride in flexibility across currencies, payment methods, time zones, languages and legislative environments.
Stay in compliance
Cloud Insurance includes a range of out-of-thebox solutions for online sales and My Account portals, which enable you to launch a complete offering super-fast. If you want to dive into the details and build the customer journey yourself instead, enjoy our modern API.