Your robust insurance infrastructure for business growth and innovation

Cloud Insurance is a seamless cloud-based SaaS solution. Made by insurance experts for insurance companies, MGAs, agents, and brokers since 2012.

Our story

While studying together, Axel Sjøstedt and Håvard L. Nilsen observed various complications in the insurance industry. Compared to other industries, insurance companies weren’t able to innovate. They were held back by legacy systems, bad data, and a long time-to-market. Being two ambitious and tech-savvy students, they decided to help and challenged the status quo. After many sleepless nights, they’ve managed to launch a SaaS product and serve our first client. It turned out to be an absolute success. Thanks to continuous product innovation and machine learning we’re proud to hold a global base of happy customers!

Picture of the founders

Cloud Insurance is:

  • Adaptable to your core business needs
  • Flexible and simple in usage (you don't have to be an IT PRO to use it)
  • Cloud-based and accessible on any device, both for you and your customers
  • Eliminating manual processes with automation (policy issuing, billing, administration, CRM, reporting, multiple quoting functionalities, claims management, etc)
  • Compliant and safe

Trusted by insurance providers worldwide

What makes us unique

Our international team consists of techies, ex-consultants and heavy hitters from the finance and insurance industries. We know everything about your daily operations and we are determined to make them more productive and cost-efficient. Whether you need efficiency in onboarding new partners, launching new products, automating processes, or becoming more customer-centric – Cloud Insurance has it all done for you.

Our team

Axel Sjøstedt

Chief Executive Officer and Co-founder

He learned to operate a computer the same year he learned walking, and has a great interest in the role of technology in society.

Axel holds an MsC degree from NHH Norwegian School of Economics and UC Berkeley, with a major in strategy and management. In addition, he has a BsC degree in Informatics from University of Oslo.

In 2018, he was on the prestigious E24 Leadership Talent List, as well as being nominated as Founder of The Year in Nordic Startup Awards.

Håvard L. Nilsen

Chief Technology Officer and Co-founder

Håvard is both a computer geek and a finance major. Unsurprisingly, he enjoys working with insurance, statistics, quantitative analytics and machine learning.

In addition to his finance major, he holds a BsC degree in Informatics from University of Oslo.

Heidi Høgalmen

Chief Product Officer

She is also the architect behind our product development and delivery processes, juggling many of our internal and external projects.

Heidi holds an MsC degree from NHH Norwegian School of Economics and UC Berkeley, with a major in finance. Prior to joining Cloud Insurance, Heidi worked as a consultant at The Boston Consulting Group.

Tim Nguyen

VP Commercial Operations

He has an impressive track-record in IT Sales.

Prior to joining us, Tim held the position as VP Sales for Industry & Services at EVRY, the largest IT company in the Nordics. Having worked as Insurance Head of Sales in the same company, he knows the pain-points and opportunities in the industry.

Ragnar was an active partner in founding of the Scandinavian CRM software company SuperOffice, and he founded and owned Mandatum before the company was acquired by Software Innovation.

Most recently, he was CEO at Sonitor Technologies, and he holds board positions at several technology companies.

Cloud Insurance

Odd Arild Meling

Senior Developer

He has extensive experience from the transformation and digitalization of the Norwegian telecom industry. He was a co-founder of the telecom company One Call, and also has experience from other startups like EasyPark and The Viking Planet. He has subsequently worked in management positions in several telecom and technology companies.

Anja Basioli Kirkvik

Technical Project Manager

She is a wizard breaking down customer needs into something tangible, making sure we always deliver great quality on time.

Anja holds an M.Sc. in Business Analysis and Performance from NHH Norwegian School of Economics. Prior to joining Cloud, she worked as a Project Manager in Emerging Tech at EVRY Cognitive Services.

Sindre holds an Msc. in Computer Software Engineering from NTNU.

Prior to joining Cloud Insurance, Sindre worked as a Consultant at Capgemini, mainly in banking digitalization projects. He was also Lead Developer at Islero, a fintech startup acquired by Huddlestock in 2017.

He holds two MSc in Generalist Engineering and Computer Science.

Before joining Cloud Insurance his work as a software engineer has been diverse to say the least, ranging from 3D, VR and AR game development with Unity to Full Stack Development and DevOps engineering.

Bernt Roalkvam

User Experience Designer

His academic background combines informatics, interaction and graphic design.

This allows him to help our customers from the drawing board to finish line and have full overview from insights to aesthetics.

He has different diploma from BI and UIT. 

Before Uy joined Cloud Insurance, he worked for Gjensidige for 13 years with sales.

Cloud Insurance Mariia Shvets

Mariia Shvets

Digital Marketing Manager

She has an MSc in Management from Bradford & Kozminski universities.

Prior to joining Cloud Insurance, Mariia worked in several marketing agencies. She was both executing heavy marketing projects and giving strategy consultations.


Daniel W. Bengtsson

Digital Marketer

From copywriting to graphic design, he is always working on reaching new people and customers.

He has a BA in Creative Marketing Communication from Westerdals and UC Berkeley.

Kristine Wilhelmsen

Business Development Associate

She is currently studying at Norwegian School of Business in Oslo.

As our office dog, Willy holds many great tasks such scaring away ghosts and notifying us when we have visitors.

Cloud Insurance’s incredibly flexible approach to the insurance industry ticks all of our partners’ boxes, as well as our own. And this is why they have had us convinced about their capabilities since day one.

Daniel Deckers

Operations Manager at Maiden Life Försäkrings AB

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